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Bad credit doesn’t have to kill your mortgage plans. A practical 2026 guide to what UK lenders accept, how rates compare, and how to get approved.
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Find out exactly how much mortgage you can get with a £20k, £50k, £100k or £200k deposit in 2026. Worked UK examples, lender criteria explained, and how to maximise your borrowing power.
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See exactly what a £100k, £200k, £300k or £500k mortgage costs per month in 2026. Worked UK examples across loan amounts, terms and interest rates, plus expert advice on getting the best rate.
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A clear UK breakdown of how much you can borrow at every deposit level from £20k to £200k — including worked examples and lender reality checks for 2026.
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Find out how much you can borrow based on your salary in 2026. See borrowing power at £30k–£100k+ with real examples. Independent advice from whole-of-market brokers.
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Updated stamp duty rates for 2026. Calculate what you’ll pay on properties in Berkshire, Buckinghamshire & the Thames Valley. First-time buyer relief explained.
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Self-employed and applying for a mortgage? Here’s what lenders actually look for, which documents you need, and how to maximise what you can borrow.
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Everything first-time buyers in Berkshire & Buckinghamshire need to know in 2026. Deposits, affordability, stamp duty relief, and schemes explained.
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Fixed rate ending soon? Find out if now is the right time to remortgage in 2026. Rates, costs, equity release, and self-employed remortgage advice.
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Should you use a mortgage broker or go direct to a bank? How independent brokers in Berkshire & Buckinghamshire find better deals from 90+ lenders.
Read moreWhether you know exactly what you need or you're just exploring — we're here to help. No pressure, no jargon, no obligation.
