Finding the right mortgage shouldn't be complicated. That's what independent advisors are for.
Whole-of-market mortgage broker. FCA regulated. No jargon, no pressure, no upfront fees.
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Every mortgage situation is different.
We've
seen them all.
Whether you're buying your first home, remortgaging, or navigating a complex income, we find the right deal from 90+ lenders.
First-Time Buyers
Deposits from 5%. Government scheme guidance. We find the best rate for first-time buyers across the whole market.
Learn more →Remortgaging
Don't let your lender move you onto their SVR. We search 90+ lenders to cut your payments or release equity.
Learn more →Moving Home
Already own and looking to move? We handle your new mortgage so you can focus on the move itself.
Learn more →Buy-to-Let
Competitive rates for landlords. Single properties to portfolios. We know which lenders work for investors.
Learn more →Self-Employed
Sole trader, contractor, or director — standard affordability calculators undercount you. We know which lenders don't.
Learn more →Bad Credit
Defaults, CCJs, or missed payments don't automatically rule you out. Specialist lenders look at the full picture.
Learn more →Large Mortgages
Borrowing above £500K? High-value lending needs a different approach. We access private bank and specialist rates.
Learn more →Protection
Life insurance, critical illness cover, and income protection — structured around your mortgage and your family.
Learn more →Your Mortgage Journey
How it works
Four simple steps from first call to completion.
Free Consultation
We go through your income, deposit, credit history, and what you're looking for — and tell you exactly where you stand.
We Search the Market
We compare deals from 90+ lenders, including exclusive rates, and recommend the mortgage that genuinely fits your situation.
We Handle Everything
We manage the application, chase solicitors, keep everything on track, and make sure you exchange and complete without a hitch.
You Complete With Confidence
Your mortgage completes, you get your keys, and we stay in touch for when your deal is up for renewal.
What Our Clients Say
Don't take our word for it
Real reviews from real clients. Here's what people say about working with Home Me.
"Home Me made buying our first home far less stressful than we expected. They found us a great rate with a 5% deposit and saved us £3,200 in fees."
"Helped us remortgage and saved us £280 per month. The process was smooth from start to finish — and we released equity for our home extension."
"As a self-employed contractor, I'd been turned down twice before. Home Me found a lender who actually understood my income. Brilliant service."
Not ready to talk yet?
Try our free calculators
Work out how much you could borrow, what your monthly payments might look like, or what stamp duty you'd pay — all before speaking to anyone.
Why Choose Us
Independent advice you can actually trust
Areas We Cover
Community
More than mortgages
We're proud to support grassroots football and local communities across the region — partnering with Wycombe Wanderers, Maidenhead United, Caversham United, and Windsor & Eton FC.
Ready to find your
perfect mortgage?
Whether you know exactly what you need or you're just exploring — we're here to help. No pressure, no jargon, no obligation.